| AMC-CAP01 MasterCard® CAP (Chip-Authentication Programme) Device |
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COMING SOON ...
In response to growing fraud in card-not-present transactions on the internet or over the telephone, Alpha Micro is introducing a new two-part authorisation ‘Personal Chip And PIN’ device, AMC-CAP01, that will dramatically improve the security of these transactions.
Within the MasterCard® CAP (Chip-Authentication Programme) specifications, cardholders simply insert their standard (EMV) smart card into a portable reader, supplied to them by their bank, and enter their PIN (something they know).
Each time a user enters his or her PIN, a one-time password (OTP) is generated and used to authenticate the user over the bank's network.
This dynamic password cannot be used more than once and can only be verified by the issuing bank. The verification of the dynamic password or signature (usually a string of characters or numbers) demonstrates both the card presence and the cardholder's consent. This two-factor authentication solution should dramatically cut credit-card fraud as it operates today where criminals can use stolen card numbers over the phone or the Internet.
This solution also reduces password-management costs on the server side and will benefit banks and their clients significantly by increasing the security of remote banking services. Taking this approach to online banking means the reader should always be with the cardholder.
AMC-CAP01, small and compact, this lightweight stand-alone device is able to read the card according to the MasterCard® Chip Authentication Program security requirements, and is fully compliant with the MasterCard CAP User Interface Specification.
PIN authorisation for card-not-present transactions will dramatically reduce fraud by confirming that the payee physically holds the card and knows the correct code.
| Specifications |
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Applications |
- COMPLIANT WITH MasterCard® CAP
(CHIP-AUTHENTICATION PROGRAMME)
- STRONG TWO FACTOR AUTHENTICATION
- BATTERY POWERED: REQUIRES NO ADDITIONAL POWER SUPPLY
- EASY TO USE
- CAN BE CUSTOMISED FOR VOLUME CUSTOMERS
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- INTERNET SHOPPING
- ONLINE BANKING
- TELEPHONE SHOPPING
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| Technical Specifications |
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| Supported Smart Cards: |
EMV Type Cards, ISO 7816 Compliant Cards |
| Screen Type: |
1 line of 12 Characters |
| Keypad Type: |
16 Rubber Keys |
| PIN Verification: |
Card PIN Keyed Locally By The User and Verified By The Card. |
| Type Of Use: |
OTP (One Time Passwords), Dynamic Password or Challenge/Response |
| Power Supply: |
3 AAA Batteries, replaceable by the user |
| Dimensions: |
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| Weight: |
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| Approvals: |
CE, EMC, RoHS (all pending) |
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| About MasterCard’s Chip Authentication Program |
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The MasterCard® Chip Authentication Program (CAP) is a packaged smart card solution from MasterCard® that enables secure payments in both the physical and virtual worlds using MasterCard and Maestro® cards.
A simple card reader such as the AMC-CAP01 device forms an integral part of the package. CAP can be used with the card reader to generate one-time passwords for highly secure shopping over the Internet.
The same approach can be used to secure Mail Order or Telephone Order payments and remote banking transactions.
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